Short answer

Freshwater 20-gallon: $10-25/month. Freshwater 75-gallon planted: $30-60/month. Saltwater 30-gallon nano: $50-100/month. Saltwater 75-gallon mixed reef: $80-150/month. Saltwater 180-gallon SPS: $150-350/month. Costs include electricity, salt mix (saltwater), supplements, food, filter media, and fish/coral attrition.

In depth

Monthly aquarium costs are dramatically higher than most beginners expect. Equipment is one-time; operating cost is forever.

Cost breakdown by tank type

Cost lineFW 20galFW 75galSW 30gal nanoSW 75gal reef
Electricity$5-10$15-30$15-30$25-60
Food$3-8$10-20$10-20$15-30
Filter media$2-5$5-15$5-15$10-25
Salt mix--$10-25$20-50
Supplements / dosing--$10-25$15-40
Total monthly$10-25$30-60$50-100$80-150

Excluded: livestock attrition (replacement of dead fish/coral), one-time equipment failures, and any added inventory (new fish, new coral). Plan for $20-50/month additional in livestock spending if you're actively building the tank.

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